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Join Ridgedale Federal Credit Union

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Why Ridgedale Federal Credit Union?

There are many reasons to bank with Ridgedale Federal Credit. In addition to the amazing, seasoned staff who have your best interest in mind, we have a 4.9 Google rating and all the banking tools you need to stay connected 24/7. With our branch in East Hanover, NJ, online banking, the mobile app, access to over 55,000 free ATMs, and over 5,000 shared branches, you always have a way to bank with us.

We are a member-owned, not-for-profit full-service financial institution.  Your funds are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per account owner.  Since 1947 we have been providing banking services to members near and far.

You can join Ridgedale FCU through our partnership with the Financial Fitness Association (FFA) or as a Novartis employee or contractor.  For more information about FFA, Click here.

Click here for a membership Application   FFA Application

Our History

Founded in 1947, Ridgedale Federal Credit Union (RFCU) was formed as the Ciba Summit Employee Federal Credit Union to serve financial needs and provide cooperative credit to employees. Today, Ridgedale proudly serves members locally and across the world. Our main branch is in East Hanover, New Jersey.  Our net Income is distributed to the membership in the form of dividends. This is money you earn from your savings balances.

Click here for our current rates

Benefits

 

  • Over 55,000 free ATMs Worldwide
  • Over 5,000 Shared Branches
  • Mobile App with Remote Deposit
  • Online Banking
  • Zelle

 

  • Notary Services
  • Safe Deposit Boxes
  • Foreign Currency
  • Wire Transfers
  • Medallion Signature up to $250,000

 

  • Retirement and Estate Planning Services
  • Financial Webinars
  • Financial Management Tool
  • Auto Finder Tool
  • Wills and Trusts portal

 

 

 

Joining is easy:

Complete a Membership application

  1. Provide a government-issued ID and proof of address if needed.
  2. Provide a $5 opening account deposit*
  3. We will see you in our branch to get to know you and open your account(s).

*$5 in a base savings account is your membership deposit and is required to remain in your base savings account at all times to be a member in good standing. All credit unions require a membership deposit.

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