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Personal Debt and Consolidation Loans

Personal Debt Consolidation Loan

Experience the possibilities with a loan for your personal needs or to consolidate debt.

The Ridgedale Federal Credit Union Personal or Debt Consolidation Loan has you in mind, you can use the funds for whatever you need.

If your loan is approved, you can close and get funded in as little as one day or we will prepare checks to pay off other debts. This process can occur remotely for our current members.

You can protect your financial well-being by protecting the loan with optional Debt Protection Plans (DPP).  Loan protection products are a voluntary purchase and will not affect your ability to be approved for a loan.

Apply 24/7 on our secure loan application. 

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Benefits

  • Borrow up to $50,000
  • Same Day Decisions
  • Optional Debt Protection Program
  • Terms up to 6 Years

 

Get Started

 

Rates and Disclosures

Personal and Debt Consolidation Loans
Effective Date: 4/3/2025, Rates Subject to Change
Personal and Debt Consolidation LoansAPR
As Low As 9.00%
PERSONAL AND DEBT CONSOLIDATION LOANS: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED

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