Sending and receiving funds anywhere in the world.
Wire transfers are one of the most effective and quickest ways to move money for things like closing on a home or sending funds to relatives abroad.
Outgoing Domestic (United States)
Wire transfers can be handled on a same-day basis if you provide the credit union with the proper information by 3:00 p.m. EST. Please complete this form in its entirety. Wire Transfer Request Form (Domestic). We recommend you contact the Institution receiving the wire and ask specifically for their “Incoming Wire Instructions.” This will ensure a smooth transfer.
Send the completed wire transfer request form to eservices@ridgedalefcu.org, fax to 973-947-0996 or stop by any branch.
Outgoing Foreign (International)
All International Wire Transfers must be brought “in person” to our 124 S. Ridgedale Avenue Branch.
To ensure that a staff member is available to process your international wire in a timely fashion and avoid a long wait time, we highly recommend making an appointment. To book your appointment please call us at 862-693-4283 option 4 or email to eservices@ridgedalefcu.org.
International wire transfers can be handled on a same-day basis if you provide the credit union with the proper information by 3:00 p.m. EST. The outgoing foreign wire fee is $100.00. An international wire transfer request form must be completed to facilitate your international wire transfer request. Wire Transfer Request Form (International) Please bring the completed form to our 124 Ridgedale Ave. office. We recommend you contact the Institution receiving the wire and ask specifically for their “Incoming Foreign Wire Instructions.” This will ensure a smooth transfer.
NOTE: Depending on the destination, a Foreign Transfer may take up to an additional 24 hours to arrive. Please keep this in mind when timing your request. In addition to the above information, we need to have the following information to have a Foreign Wire Transfer request:
Incoming Wire Transfers
The fee for Incoming Wire Transfers is $15.00. To ensure a smooth transfer, please follow the below instructions:
Instructing Agent/Receiving Bank:
Alloya Corporate Federal Credit Union
Albany, NY
ABA#: 221381715
Creditor Agent/Further Credit To:
Ridgedale Federal Credit Union
Account #: 221278556
Creditor/Final Credit:
Member Name
Member account
Creditor Instructions:
Wire Purpose