Money Market

MONEY MARKET SAVINGS ACCOUNT

Money Market Savings Account

Make an Investment in Your Future With Money Market

At Ridgedale Federal Credit Union, we want to help you reach your financial goal faster with a money market account. Whether you’re saving for your children’s education, for a down payment on a new home, or just for a rainy day, you can watch your money grow with a Money Market. Get started with just a minimum $500 opening deposit.

To learn more about our Money Market options or to open a Money Market, please visit our branch office or call 973-947-1000 or 862-693-4283 ext. 105. You can scroll down to see the current tiers and rates available.

You can join RFCU through our partnership with Financial Fitness Association (FFA) or as a Novartis employee or contractor.

Benefits

Competitive Tiered dividend rates based on your current balance
Daily compounding of dividends with monthly posting

Easy redemption of your funds
Deposits are federally insured up to $250,000 by NCUA

To learn more about our Money Market options or to open a money market account, please visit our branch office or call 973-947-1000 or 862-693-4283, ext. 105.

Get Started

Rates and Disclosures

Money Market Tiered Rates

Effective Date: 4/3/2025, Rates Subject to Change

Money Market Tiered Rates	Dividend Rate	APY
$500.00 - $25,000.00	0.50%	0.50%
$25,000.01 - $75,000.00	1.00%	1.00%
$75,000.01 - $175,000.00	1.75%	1.76%
$175,000.01 and Above	2.00%	2.02%
MONEY MARKET ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD. MINIMUM BALANCE REQUIREMENT OF $500 AND WITHDRAWALS ARE LIMITED TO 3 PER MONTH. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

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